6 Top-Rated Mobile Banking Apps in America

A quick and trustworthy secret to better money management? Banking apps! With an app for every task, there are hundreds of banking apps developed to help you with money management.

We already know that banking apps have been popular for a decent amount of time. But with the rapidly advancing technology, every year there is the introduction of new banking apps that come with advanced yet fascinating features designed solely to help you manage all aspects of money management with ease.

If you want to manage your money without compromising your safety, then go for the few banking apps mentioned below. Banking apps are all over the internet and almost all of them have mixed customer reviews.

Therefore, it might be a little difficult to choose the right one for you. But no worries! We have handpicked some of the top mobile banking apps in the United States of America after thorough research on their features and other necessary details.

Also Check: 8 Best Money Budget Apps for Android & iOS

Here is a list of the top mobile banking apps of 2021:

Ally Bank App

1) Ally Bank:

With more than 43,000 ATMs across the United States of America, Ally bank is one of the top-rated and popular banking apps of 2021.

The bank offers higher rates and lower fees compared to other financial institutions or banks. The bank offers interest-checking accounts that are considered to be unique.

You can pay bills, review your transaction history, and other security features that will keep your data safe. You can also make transactions between both, Ally and non-Ally accounts easily. It is available on both, Android and iOS devices.

  • By: Ally Financial Inc.
  • Play Store Rating: 3.8
  • License: Free

Android OSiPhone iOS

Chime Mobile Banking App

2) Chime:

Chime is an incredible banking app with a star rating of 4.5/5. It is developed to help you manage money using a simple interface and a clean design.

The app also offers notable features such as obtaining your paycheck a little earlier, checking transaction history, keep a track record of all your savings and spending with a single tap.

Also Check: 10 Best Mobile Payment Apps in 2021

If you want to try something different and focus solely on money management then Chime is the one you must go for.

  • By: Chime Financial, Inc.
  • Play Store Rating: 4.5
  • License: Free

Android OSiPhone iOS

CIT Top Banking App

3) CIT Bank:

The CIT Banking app is worth a try as it offers the highest APYs with a monthly deposit of at least $100. You can download the banking app from the below-given link for iOS as well as Android mobile devices.

The app will allow you to review your transaction history, and balance, and transfer money from one account to another CIT account. If you are looking for a banking app with a higher yield then choose CIT bank right away!

  • By: CIT Group Inc
  • Play Store Rating: 4.3
  • License: Free

Android OSiPhone iOS

Capital No1 One Net Banking App

4) Capital One:

Capital One is a top-rated mobile banking app with a star rating of 4.7/5. Capital One mobile banking application is available for both, Android and iOS devices.

The app has a loyal set of customers and also offers high yield savings account with a competitive APY. You can manage your deposits and savings via Capital One.

Also Check: 10 Best Apps That Pay Real Money

You will also get rewards for certain transactions. Moreover, if you lose your credit card, then you can lock access directly through the app with a single click. It is safe and is worth a try.

  • By: Capital One
  • Play Store Rating: 4.7
  • License: Free

Android OSiPhone iOS

Huntington Bank Top Mobile App

5) Huntington Bank:

Considered to be the best banking app in 2019, Huntington Bank is a one-stop solution to all your money management problems. From the ease of navigation, access to key information to a wide range of financial services, Huntington Bank offers it all.

You will get regular notifications when you make transactions, and review your balance without any hassle. With a high rate of customer satisfaction, there’s no reason you must consider missing out on this banking app.

  • By: Huntington Bank
  • Play Store Rating: 3.9
  • License: Free

Android OSiPhone iOS

Discover Top Mobile Banking

6) Discover:

If you are looking for top mobile banking apps with a decent range of features and is one of the reliable banking apps to go for. You can review your transactions and get a detailed analysis of your savings account and credit card accounts.

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Discover also allows you to transfer money from one account to another external account easily. Moreover, it also offers a higher-yielding or a competitive APY on the savings product. The app also has a few other banking options which are nothing less than a boon.

  • By: Discover Financial Services
  • Play Store Rating: 4.5
  • License: Free

Android OSiPhone iOS

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