8 Best Personal Finance Software of 2022

Let’s admit it, budgeting and planning your finances ahead is a pretty difficult task especially when you are new to financial planning. There are a lot of things you need to consider; plan your savings as well as expenses with care.

But then there are numerous perks of budgeting that range from being able to save a decent amount of money to cutting off your unnecessary expenses- financial planning makes all of it possible.

However, modern-day financial planning has been made easier by the development of efficient finance software and applications. Yes! You heard that right; there are dozens of applications and software developed for the sole sake of finance management.

Personal finance and account management is not always about receipts, mortgages, and spreadsheets. It is about making the process of calculating your expenses, savings, and income a little easier than usual. This process is simplified with the help of finance software.

The finance record in the software is easier to store and back up via cloud storage or a hard drive. It will help you manage your finances by providing you with an easy-to-use interface.

Also Check: 5 Best Apps to Track Your Money

However, a few software come with advanced features that will not only help you take care of your finances but also suggest you some amazing investing opportunities along with advice on clearing your debts. If you are looking for simple and easy-to-use personal finance software then check out the list.

Here is a list of the best personal finance software in 2022:

1) Quicken:

Best personal finance software

Quicken has been around as an amazing finance management tool for a long time. It easily helps you manage multiple accounts between business, and personal life and helps you have a complete picture of your financial situation.

The software offers a wide range of financial services and tools. These tools range from budgeting, investment, and paying bills. You can manually insert your income and your expenses as well as categorize them as per your ease.

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It is popular finance management software available for your PC and as an application for smartphones. This will help you keep a track of your expenses and compare how much you have been spending against your earnings. Keep a track of your bill payments, and all the details about your accounts in a single place.

Track your investments, net income, and how much you are spending over time gives a clear idea of your worth within a single time. With over 17 million worldwide users Quicken is the best app for all your financial management requirements.

By: Quicken Inc.

Visit Quicken Official Website

Android OSiPhone iOS

2) Mint:

best financial planning software

Mint is considered to be the best personal finance app for budgeting in 2022. It is top-rated and popular for its expense tracking tools. You can sync your bank account to the software, and this will help you analyze your credit card information with a few taps.

This will also help you improve your finances, and also set up notifications or alerts for any due bill payments. You can categorize your finances as per your choices, and also avoid expensive fees on late payments by bill tracking features.

Mint will give you realistic information about your expenses and bank accounts that will help you keep a track of your money easily. Join the network of more than 24 million users worldwide that uses the Mint platform to reach their goals.

With Intuit you can quickly keep tabs on all your subscriptions, get personalized insights, check your TurboTax refund, stay protected with credit monitoring, lower your monthly expenses, as well as get money-saving offers.

By: Intuit Inc

Visit Mint Official Website

Android OSiPhone iOS

3) YNAB:

budget tracker app

If you are new to finance management and budgeting then You Need a Budget, or YNAB is just the finance software you must go for. YNAB is one of the highly-rated and popular finance management software and applications of all time.

This personal finance software will guide you through financial planning; give you beneficial insights on investments and budgeting along with helping in improving your financial literacy. This award-winning software will assist you in accumulating wealth and gaining complete control over your finances.

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Moreover, the software also provides tutorials on how to manage finances and plan your budget. With YNAB you can build better financial habits. You will also get a complete analysis of your expenses, and budget tracking.

It will guide you on how to get out of debt and save more money. Try YNAB free for 34 days with no credit card necessary to understand what makes YNAB so unique. YNAB believes that everyone can benefit from having a budget, regardless of their financial situation.

By: You Need a Budget

Visit YNAB Official Website

Android OSiPhone iOS

4) Banktree:

personal accounting software

Banktree will help you manage your finances in multiple currencies. If you are a frequent traveler and have a hard time managing your finances, then Banktree is just the right option to go for. This personal finance software will offer a balance between managing multiple currencies.

Moreover, it will give you a clear analysis of your expenses, and bank account in the form of a neat report. The software comes with a free trial period that will allow you to experiment with the software and then decide if you want to spend a few bucks to have unlimited access.

By: BankTree Software Ltd.

Visit Banktree Official Website

Android OSiPhone iOS

5) Money Dashboard:

free personal budget software

Money Dashboard is a single-stop solution to all your financial problems. You can link your bank accounts to the software and then keep track of your balance with a single tap.

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The software is available on all devices, and easily accessible. It also helps in creating a detailed report and analysis of your expenses and budget. Moreover, it is considered to be highly secure and will improve your financial habits.

By: Money Dashboard Ltd.

Visit Money Dashboard Official Website

Android OSiPhone iOS

6) Personal Capital:

free personal accounting software

There can hardly be a finance software or application as efficient as Personal Capital. It is one of the most highly rated and popular personal finance software of all time. You will also get beneficial financial advice that will help you in a better investment.

It is will help you connect your bank accounts and credit card accounts along with investment accounts to a single platform. You will have access to an overall picture of your finances on a single platform that is easily accessible.

The basic financial tools offered by Personal Capital are available for free. If you are looking for personal finance software that will help you with investment then Personal capital is the right choice to go for.

By: Personal Capital Corporation

Visit Personal Capital Official Website

Android OSiPhone iOS

7) TurboTax:

free personal finance software for windows 10

If you are new to financial planning and have a hard time managing your taxes then TurboTax is the best personal finance software you must go for. It can disguise as your savior while paying and keeping a track of your taxes.

You can insert your tax information manually or take a picture of the report and the software will transfer the information to the form.

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TurboTax Live connects you with a CPA or Enrolled Agent to give you personalized advice and answer questions about your tax return. You can also uncover your deductions via the paid version. Isn’t that amazing?

By: Intuit, Inc.

Visit TurboTax Official Website

Android OSiPhone iOS

8) Mvelopes:

best financial planning software for individuals

Considered to be the best personal finance software for zero-budgeting software, Mvelopes will help you stick to a specific budget and manage your finances along. The software will allow you to break down your budget into little envelopes with a particular amount of cash present in them.

You can use that Mvelopes once you are done. You can meet your financial goals, sync your bank accounts and set your income. After creating the envelopes, you can easily keep a track of your budget, and expenses in check.

By: Finicity Corp.

Visit Mvelopes Official Website

Android OSiPhone iOS

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